Advice Engine

"... an absolute game changer"

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API-accessible tools

Advice Engine

Advice Engine is a cutting-edge automated investment advice generator.

Everything from simple advice to complex consolidation advice in seconds, factoring in maximising tax allowances, aligning risk, fund rating and reducing cost.

Save yourself hours of work per case, transform your cost to serve and re-imagine your propositions.

Get a demo How it works
Screen capture of the Advice Engine output

Perfectly optimised portfolios, presented in seconds.

Case study

Improving the efficiency of Skipton Building Society's advice service

The first iteration of the “Advice Engine” has gone live and is an absolute game changer for Skipton Building Society and our ability to help more customers with their longer term financial goals.

Jo Barwick

- Jo Barwick

Skipton Building Society

90%

Cases fully automated

90%

Suitability reports 100% automated

30%

STP Origo productivity gain

60%

Reduction in time to prepare advice

80%

Reduction in case checking

Advice Engine

Now integrated into Skipton Building Society's advice journey

How it works

Our Advice Engine integrates seamlessly with your existing advice business.

Configure it with your rules and preferences, then give it a client scenario and it will provide the optimal portfolio make up in seconds.

With the Advice Engine you get swift, precise, and reliable investment advice tailored to each client, every time.

The Advice Engine from Focus delivers personalised and perfectly optimised financial advice in seconds The Advice Engine from Focus delivers personalised and perfectly optimised financial advice in seconds

Data is passed to the Advice Engine via our (fully documented) API layer, which also returns the outputs to your CRM for seamless integration with your advice cases.

For the more technically minded

Advice Engine API access details

Advice Engine is fully API accessible, and we'd really like you to come have a look at the documentation. You can sign up for access here.

We'll send you details of how to access our developer docs site, where you'll find a technical overview of how Advice Engine is integrated with your client relationship management (CRM) / back-office systems, as well as the cloud-based hosting environment and how this co-exists with your own technical infrastructure.

The docs site also covers how initial configuration works, which values you need to pass in to the API, and how you can interpret the results returned to match them back up with your advised case.

What does it give you?

More cases completed in less time

All optimised

All consistent

All good to go

Optimal and consistent

Advice Engine ensures consistency in your advice - it uses an expert system. governed by your your rules, to find the optimal solution in each scenario.

01

Risk management

Your team can focus on what really matters to growing your business and building great client relationships, using the time saved by the Engine.

02

Productivity gains

Advice Engine removes the need for tasks that normally take hours or days. Giving time back for business’ that want growth and efficiency.

03

Increase client interaction

Easily switch between single or shared scenarios with clients. Compare the outcomes to find the best fit, including shared allowance tax optimisation.

04

Uniform and reliable

No matter which member of your team uses the system, your clients receive the same high-quality, consistent advice, every time.

05

The proof is out there

It has a proven track record with firms across the UK including abrdn and Skipton. where it is a key part of significant efficiency improvements.

06

Shared portfolio optimisation

Easily switch between single or shared scenarios with clients. Compare the outcomes to find the best fit, including shared allowance tax optimisation.

07

Quality assured

Full traceability of money movements for each recommendation, boosting confidence and saving on case checking and quality assurance.

08

Good customer outcomes

Advice Engine is designed to deliver great outcomes automatically. It only reinvests when it demonstrably benefits the client, automatically complying with your advice rules.

09

Operational efficiencies

Initial setup is simple, and re-use is then fast and seamless through our APIs. We take the time-consuming part away, giving you a more efficient version of your business.

10

Holistic analysis

Portfolios are managed holistically, aligning investment risk with client preferences, and maximising tax efficiency through optimal use of ISA and pension allowances.

11

Instantly iterate, infinitely

Advice Engine can immediately re-optimise a portfolio in response to a change in scenario or circumstances. Just tell it the new information and voila.

12

Tax efficient

The system smartly handles Capital Gains Tax (CGT) and bond tax implications, ensuring the most beneficial investment decisions.

13

Share the wealth

Automatically maximise tax efficiency (including bond slicing and CGT), with optimal use of allowances, cash and new money across joint client portfolios.

14

Always moving forward

Advice Engine makes it easy to move existing customers away from legacy products and onto your strategic solution, with automatic resource allocation and portfolio optimisation.

15

Controlled and auditable

Maintain control through auditable parameters that are configured and aligned to meet the needs of your business.

16

Time to grow

Enable your advice delivery teams to do more of what builds your business by automating the time-consuming bits with Advice Engine.

17

Financial wellness

Advice Engine maximises client wealth automatically, freeing advisers up to spend more time with clients talking through their hopes, fears, needs and dreams.

18

Advice automation with a difference

Advice Engine removes hours of manual processing from each case

  • Complex financial advice in a click
  • 100% API accessible
  • Your in-house expert system

Advice Engine, from Focus

Take an average of 9 hours out of each advised case

It is impossible to get a better consumer outcome based on the advice rules and preferences defined

Advice Engine removes hours of manual processing, automatically

We evaluate every possible combination of variable values to obtain the mathematically optimal solution

So, you can now automate great customer outcomes that are consistently right

Too good to be true?

Book a demo - find out!
  • Single / joint asset sharing control
  • Investment priority and sequencing
  • Total tax optimisation

It's an expert system, not another decision tree

Advice Engine is a complex modelling service, built using our in-house expertise, that gives consistent, explainable results.

Sophisticated algorithms give you the mathematically perfect basis for advice.

Easy to setup, then super-fast to run, giving 100% repeatable results.

Tax optimised solutions let you give advice your way, based on your rules.

It's not an “AI”, but It's just as quick

(in fact, so far it's quicker than anything else we've seen).

Plus, and more importantly, that means you can be confident that the advice produced follows your rules, with nothing else added in by a computer's imagination.

Let's work together

Are you spending too much for each £1,000 revenue?

The revenue generated per case is dictated by the market, but the cost of that is up to you.

Advice Engine lets you deliver the same advice you do now, but much (much) more quickly. So, you can complete more cases in the same amount of time, or spend more time with the clients on each case, without increasing your costs.

Compare the advice process with and without the Advice Engine

The Advice Engine from Focus delivers personalised and perfectly optimised financial advice in seconds

Get a demo

Revolutionise your workflow, enhance your client outcomes and drive business success

Book a free demo Call us